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will you lose your money or will it be covered?
are travel insurance policies that will give you some peace of mind -- and a good bit of your money back -- if you decide to cancel your trip for a reason like coronavirus. here's what to look for. coverage for coronavirus concerns death in the family, hurricanes, even unexpected jury duty are all covered...
https://edition.cnn.com/2020/03/06/success/travel-insurance-coronavirus/index.html